![]() With this in mind, you might want to contact your credit card company to learn its policies before you travel. Although it can vary depending on the credit card company, this fee typically is about 3 percent of the total amount purchased. If you were traveling internationally when you purchased and returned an item for a refund on your credit card, you may still incur a foreign transaction fee. What if I made a return on a purchase made internationally? Some retailers allow you to request a cash refund if you process a return transaction with a debit card, but you will not be able to do this with a credit card. When you initially made the purchase, the retailer verified that your credit card details were up to date, checked to see if your card was active and then processed the payment from the credit card company.īecause of this, if you want to return an item, you will probably need to either accept store credit, or present the original credit card that you used during the initial purchase. When returning a product to a store using a credit card, the retailer processes the transaction through your credit issuer. From understanding the impact to your reward point earnings to being responsible for foreign transaction fees on international purchases, here are a few things you should know about making a return on your credit card. However, depending on the circumstances of your purchase and your return, the refund process on your credit card can involve some extra steps and factors. After all, as long as you are within the retailer or store's return policy, you can typically return the item for a full refund. Returning a product you purchased on your credit card seems simple.
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